Mobile bank transfer refers to the process of using your mobile phone to authorize the transfer of money from your account to a recipient, which in this case is SmartSMSSolutions (HORLAR IT SOLUTIONS). This process does not require internet connection.

To make a mobile transfer, you will need to register your phone number with your bank for mobile banking, and you will be required to have a Personal Identification Number (PIN) for ensuring that you authorized the mobile banking activity on your bank account.

Next is to determine the USSD code for your bank and right format for using the code. You can either use the USSD code that shows you the mobile banking menu from which you choose the option for making a transfer, or you can use the direct code for making a transfer. For example, for GTB bank, *737# is the code for the mobile banking menu, and *737*1*Amount*0107331419# is the direct code for making a transfer to our GTB account.

Since many of this type of payment come in, and since the crediting of accounts for this type of payment is not automated, there is need to be able to trace the payment and credit the right account.

If the mobile banking application of your bank allows for writing a narration or description for the transfer, please write only your username. If not, you may wish to notify us before you make the transfer, giving us the following details:

• Your Username
• The Amount
• The Name of bank you are transferring to
• The full Name of your Bank Account

Please click the appropriate links to find out why it is important to write the full and correct username, and why there could be delay in crediting your SmartSMSSolutions account after paying